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Jana and Chris McDonald, owners of Term Brokers Insurance, have combined insurance careers of over 22 years. They have worked for the Corporate “mega-Companies” who, in the end, didn’t stand by their policy holders (some are now barred from doing business in Florida- you all know the stories) and have worked for small, local agencies in their hometown of Duluth Minnesota. In 2004, they moved to sunny Florida . . . hoping to find a niche in the familiar territory of Insurance.

Jana McDonald

Shortly after arriving and seeing the dramatic economic changes, their philosophy changed – no longer were they going to “sell” insurance, they had found an opportunity to “offer” Florida homeowners, business-people and individuals security, protection, peace of mind and financial vigor, which has become their Corporate Mission Statement.

Their knowledge and expertise of the insurance industry has made it possible for them to create the fastest growing and most highly acclaimed insurance brokerage enterprise covering the sixteen counties of the Florida panhandle.

The McDonald Family

The many awards and accolades they have received since Term Brokers’ inception have not changed or altered their Corporate mandate . . . “to strengthen the economy of northwest Florida by offering the very best insurance coverage at unbeatable prices.”

They and their 4 children enjoy their lives in Florida – “it was the best move of our lives.”  Their children are heavily involved in community events and activities and sports programs.  Jana and Chris are members of the local Chamber of Commerce, the Better Business Bureau, and many insurance industry related professional organizations.

Term Brokers - Lindsey Arcemont

Lindsey Arcemont was born and raised in Fort Walton Beach, FL. Lindsey appreciates the difficulty in finding secure, reliable and affordable insurance on the Gulf Coast.

After graduating from Fort Walton Beach High School, Lindsey began working part-time with her sister, Bailey Arcemont at a local insurance agency in Destin while attending Northwest Florida State College. Immediately realizing the exciting and beneficial experience achieved through helping customers, Lindsey decided to make Insurance her full time commitment.

Specializing in Personal Lines, Lindsey joined the Term Brokers team in 2008. Lindsey strives to form bonds with each customer, educating them on the different discounts and coverage options available to them through each of their A rated companies.

A devout Florida Gator fan, Lindsey enjoys watching college football and enjoys spending time with family, friends and her Miniature Schnauzer outside of work.

Term Brokers Insurance Services license numbers L048446 and 17077, Jana McDonald License number E155640 licensed 220 (property and Causality), life and health license. Christopher McDonald, licensed life insurance agent in FL, CA, NJ, PA, TX. The following agent license # is provided for Christopher McDonld as required by state law: CA agent #0F59340, Christopher McDonald. Christopher McDonald licensed 220 and life license number E160810. Commercial use by others is prohibited by law.

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