Health Insurance - Beach Runners
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Health insurance coverage for the individual, family or business is a vital addition to any practical insurance portfolio. At Term Brokers, we represent the most stable and powerful health insurance providers in America.

Assurant Health

According A.M. Best’s November 2012 analysis, Assurant Health received an A- (Excellent) rating using the criteria shown below:

  • Assurant Health is a leader in the individual medical health insurance market.
  • Assurant Health's underwriting companies are among the top sellers of temporary health insurance in the U.S.
  • Assurant Health's underwriting companies are among the leading independent providers of health insurance to small businesses, individuals and their families, with almost one million covered lives.
  • Assurant Health was one of the first to introduce Health Savings Accounts, and its companies continue to be top sellers of HSAs.
  • Assurant Health has developed a portfolio of Health Reimbursement Accounts (HRAs) for small businesses.
  • Assurant Health's legal entities, Time Insurance Company and John Alden Life Insurance Company, have each been assigned an A.M. Best rating of A- (Excellent). Union Security Insurance Company is rated A (Excellent).

Since 1892, Assurant Health’s companies have provided health insurance to individuals, families, and small businesses. We focus on giving you innovative and affordable options, as well as the freedom to choose your preferred health care providers.

COBRA Insurance Coverage

As of April 2014, the U.S. unemployment rate hit 6.3 percent and nearly 10 million people are currently unemployed. Many individuals and families are either without health insurance or have opted to continue their expensive coverage's under COBRA insurance.

In 1986, congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions. The law amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage that otherwise might be terminated upon, among other criteria, a lay off from your job.

COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves.

If you are currently covered by COBRA, chances are we can save you money and offer you better coverage!

Contact us NOW at 850-864-2000 or jana@termbrokersinsurance.com to set up an appointment or to arrange for a quote!

Term Brokers represents the following health insurance companies:
Florida Health Insurance - Assurant Health Logo
Florida Health Insurance - BlueCross Blue Shield Logo
Florida Health Insurance - COBRA Insurance Logo


Insurance Company Claims Contact Information
Company (Website links) Phone in Claims Fax / Email
Auto
Bristol West Foremost 800.274.7865
GMAC 800.325.1088
Mercury 800.503.3724
Nationwide (Allied) 800.282.1446
Nationwide McClung
Progressive 800.274.4499
Safe Co 800.332.3226
Travelers 800.Claim33
Homeowners
American Integrity 866.277.9871
ASI 866.274.5677 claims@americanstrategic.com
Bankers 800.765.9700
Capitol Preferred 888.388.2742
Citizens 866.411.2742
Edison 888.683.7971 Opt.2
EPIC 866.709.8749
Federated 800.293.2532 Ext.2 877.724.2886
Florida Penisula 866.549.9672 513.388.3579
Florida Family 866.486.4663
Heritage Insurance 855.415.7120
Homeowners Choice 866.324.3138
Olympus 866.281.2242
Orchid Insurance 866.370.6505 Ext.106
Peoples Trust 877.333.1230
Prepared Insurance 877.313.1824
Royal Palm 800.216.3711
Sawgrass Mutual 877.853.4430
Seacoast Brokers 843.341.1600 843.341.1601
Southern Fidelity 866.722.4995
Southern Oak 866.900.2280 813.689.5461
St. Johns 800.748.2059 800.828.8920
Tower Hill 800.342.3711
United P&C 800.256.3387
Univdersal North America 866.999.0898
Universal Property & Casualty 800.470.0559 954.958.1206
Flood
ASI Flood 866.511.0793 800.580.1983
Wright 800.725.9472 877.270.4329
Travelers 800.238.2265 N/A
Hartford 888.245.7274 N/A
Other
Progressive 877.776.2436 N/A
Zurich 800.987.3373 877.962.2567

Copyright Term Brokers Insurance Services 2014 [License Nos. L048446 and 17077, Jana McDonald License No. E155640 Licensed 220 (property and causality), life, and health license. Christopher McDonald Licensed 220 E160810. Commercial use by others is prohibited by law.]