Manufactured Home insurance

We’re your one-stop shop for all your manufactured, prefab & mobile insurance needs across the Emerald Coast

Manufactured Home Insurance

If you’re like most people, your home is your biggest investment. And whether it’s a manufactured or mobile home, you need to know it’s properly protected in case of fire, severe weather, theft, or other unexpected events. That’s where we come in. Our insurance agent at Term Brokers Insurance Services will work with you to find the best manufactured and mobile home insurance policy for your needs and budget.

Some of the coverages we can provide for your manufactured or mobile home include:

Structures
Personal Property
Protection from floods and other weather
Accidental damage
Loss of use
And many others …

No matter what type of manufactured or mobile home insurance coverage you need, the team at Term Brokers Insurance Services is here to help.

Frequently Asked Questions

Q: Why are manufactured homes harder to insure?

A: There are several reasons why manufactured homes tend to be harder to insure than other types of homes. One reason is that they’re often located in communities with many other manufactured homes, which can create a higher risk of damage in the event of a natural disaster.

Q: What is the wind mitigation discount?

A: The wind mitigation discount is a discount on your premium that is available if your home meets specific wind-resistant criteria. This discount can save you significant money on your insurance premiums.

Q: What is the replacement value of my manufactured home?

A: The replacement value of your manufactured home is the cost to rebuild it if it is destroyed. This value is typically higher than your home’s market value, as it considers the cost of materials and labor to rebuild.

Q: What is a personal property endorsement?

A: A personal property endorsement is an insurance policy that covers the contents of your manufactured home if damaged or destroyed. This endorsement is typically not included in a standard manufactured home insurance policy and must be purchased separately.

Q: Do I need special insurance for my manufactured home?

A: You must purchase a particular insurance policy for your manufactured home. Manufactured homes are considered a higher risk than other homes, requiring a different type of policy. You can purchase a manufactured home insurance policy from most major insurance companies.

Q: Can I get insurance for my manufactured home if it's not on a permanent foundation?

A: Yes, you can get insurance for your manufactured home, even if it’s not on a permanent foundation. However, the premium will be higher than if it were on a permanent foundation.

Why Choose Us

Reach Us Now

Are you looking for a reliable and affordable homeowners insurance policy in Emerald Coast If so, you’ve come to the right place. At Term Brokers Insurance Services, we understand the importance of protecting your home and belongings, and we’re here to help you find the perfect policy for your needs. Contact us today at 850-864-2000 to learn more!

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Manufactured & Mobile Insurance

Manufactured and mobile homes are different. Manufactured homes are made in factories while mobile homes are designed to be moved. It’s essential to know the difference before buying, as insurance policies may vary. We can help you find manufactured home insurance in Florida.

We Have The Best Rates On Manufactured & Mobile Insurance

Looking for affordable manufactured home insurance? Look no further than Term Brokers Insurance! We have great rates and can help you find the perfect policy for your needs. Contact us today for excellent coverage options for your manufactured or mobile home.