Term Brokers Insurance Services


We know insurance, so you don’t have to.

Jana McDonald

Trusted Insurance Provider across the Emerald Coast

Insurance is an essential investment for any family or business. That’s why it’s important to work with a trusted provider, like the team at Term Brokers. We can help you find the right policy to protect your family, your home and your business. And we’ll work with you to ensure you get the best possible rates.

Choose The Best
Insurance For You!

Find the best insurance policy for you, whether for your business or home!




A personal insurance policy protects you and your family from the financial burden of unexpected events.


Home Insurance

Get the protection your home needs with a comprehensive policy from us.

car insurance


Let us help you find the right car, truck, or motorcycle insurance.


Boats & Watercraft

We can help you insure your boat, jet ski, or other watercraft.

life insurance


Your peace of mind is our top priority. Protect yourself and your family with an umbrella policy.

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Life Insurance

Make sure your loved ones are taken care of financially during your death.

travel insurance


A travel insurance policy can give you the peace of mind you need to enjoy your trip.

pet insurance


Pet insurance can reimburse you for emergency care, surgery, and diagnostics.



We can help you find the right insurance for your Florida business.

We'll Make It
Convenient For You!

We understand that buying homeowners insurance can be confusing. Our process is simple and straightforward, so you can get the coverage you need without the hassle.
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Get a Quote

First, we'll need some information from you to provide a quote. We'll ask you about your home, assets, and insurance needs.

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Evaluate Your Needs

Next, we'll help you evaluate your needs so you can make an informed decision about your coverage. We'll discuss your options with you and answer any questions you have.


Choose a Plan

Finally, we'll help you choose a plan that fits your budget and provides the coverage you need. We'll walk you through enrolling in your new policy and ensure you're comfortable with your coverage.


You're Ready to Go!

Once you've enrolled in a policy, you can relax knowing you're protected. In case of a covered incident, we'll help you through the claims process.

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Term Brokers Insurance Services

Independent Insurance Agency For The Best Rates

When it comes to insurance, you want the best rates possible. 

Term Brokers works with our network of insurers to offer you the right coverage at the right price.

We Are Your Trusted Insurance Partner

If you’re looking for insurance in Florida, we’re your perfect partner! Our team of experts will find the right coverage for your needs and budget. So don’t hesitate to contact us today – we can’t wait to help you protect your home and family!

Frequently Asked Questions

A: While you are not required to have insurance if you own your home outright, it is still highly recommended. If something happened to your homes, such as a fire or severe weather damage, you would be responsible for all the repair and replacement costs. Homeowners insurance can help protect you from financial ruin in a disaster.
A: The amount of coverage you need will depend on the value of your home and possessions and circumstances. It would be best if you spoke with an insurance agent to determine how much coverage is right for you.
A: If you live in an area prone to hurricanes, floods, or other natural disasters, you may need to purchase unique homeowners insurance to protect yourself from financial losses. Your insurance agent can help you determine if you need additional coverage.
A: The most important part of homeowners insurance is the coverage for your dwelling. This portion of your policy will pay to repair or replace your home if it is damaged or destroyed by a covered event. Make sure you have adequate dwelling coverage to protect your investment.
A: Some types of insurance are not recommended for most homeowners. These include earthquake insurance, which is not typically necessary in Florida, and windstorm insurance, which is generally included in standard homeowners policies. If you have questions about what coverage you need, speak with your insurance agent.

Us Now

Are you looking for a reliable and affordable homeowners insurance policy in Fort Walton Beach, FL? If so, you’ve come to the right place. At Term Brokers Insurance Services, we understand the importance of protecting your home and belongings, and we’re here to help you find the perfect policy for your needs. Contact us today at 850-864-2000 to learn more!

Term Brokers Insurance Services

Get A Free Estimate

Ready to Request a Free Quote?