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Flood Insurance Requirements
Florida, Home Insurance, Hurricane Preparedness, Insurance Tips

When is Flood Insurance Required?

We are seeing the effects of the passage of 2022 Senate Bill 2A. The most obvious is that many Citizens’ policyholders must purchase flood insurance. Effective March 1st flood insurance is no longer an option for homes valued at $600,000 or higher! The value drops $100,000 a year through 2026;
Posted on February 12, 2024
Smart Home Insurance Savings
30A, Bay County, Florida, Florida Panhandle, Home Insurance, Okaloosa County, Walton Country

Weather the Storm with Smart Home Insurance Savings

Tips for managing Florida’s insurance squeeze Sunshine State dreams are getting soaked by a financial storm. Florida’s homeowner’s insurance costs are surging, leaving many wondering if they can keep their roofs afloat. But fear not, fellow Floridians! This blog post is your life raft, guiding you through the choppy waters
Posted on January 26, 2024
Unlock Success
30A, Bay County, Business Insurance, Florida Panhandle, Home Insurance, Okaloosa County, Walton Country

Unlock Success: 10 Essential Tips when purchasing your 30A investment home

Buying a 30A investment home on the can be a solid decision. The Emerald Coast, especially the 30A area, is undeniably one of the hottest tourist spots in the country. With top-rated golf courses like Greg Norman’s Shark Tooth Golf Club, fine dining options, and golden beaches, the 30A has
Posted on December 14, 2023
Hurricane Preparedness
Hurricane Preparedness, Insurance Tips

Hurricane Preparedness and Claim Information

Hurricane Preparedness and Claim Information Ensure you have adequate coverage and take steps to prepare in advance of hurricane season: Have you informed Term Brokers of any new upgrades or additions to your property? Take pictures of your home, car, boat, RV, and other possessions. Then, make two copies of
Posted on November 7, 2023
top view realtor working desk
Home Insurance

5 Ways To Reduce The Cost of Your Home Insurance

5 ways to save $$$ on your Florida home insurance As a homeowner, protecting your biggest investment is important. Home insurance offers invaluable peace of mind and security. The good news is that you can make some changes and save on your premiums. Don’t let costs discourage you from protecting
Posted on August 15, 2023
Landlord vs. Homeowners Insurance
Business Insurance, Home Insurance

Insuring Your 30A Home for Rental: What Insurance Do You Need?

Is landlord insurance the same as homeowners insurance? Owning a property in a highly coveted location is truly an investment worth seizing. You have the potential to earn significant income by renting, but it’s important to ensure your investment is fully protected. Fear not, because understanding your insurance options is
Posted on August 11, 2023