Term Brokers Learning Hub
Get your Florida insurance questions answered here
Why Do I Need Flood Insurance in Florida?
Introduction: Is Your Florida Home Ready for the Next Big Storm? Hurricane Milton’s devastating floods in 2024 left thousands of Florida homeowners grappling with millions in uninsured losses. From Tampa’s overwhelmed drainage systems to Orlando’s inland flooding, the message is clear: floods don’t discriminate by zip code. In Florida, where
Step-by-Step Guide to Best Florida Homeowners Insurance Rates
At Term Brokers, we specialize in helping our customers get the best Florida homeowners insurance rates. We do this by ‘reshopping’ your policy with our extensive network of Florida insurers. To prepare us for the ‘reshop’ we recommend you have answers to the following questions. We understand that rates have
Flood Insurance Options for Florida Property Owners
Living in Florida, you’re aware of the constant threat of floods. Part 1 of this series explained why – the state’s low elevation, proximity to water, and frequent severe weather make most areas susceptible to 100-year flood events. Part 2 covered key concepts like Base Flood Elevation (BFE), freeboard, and
Fortify Your Home: A Homeowner’s Guide to Flood Mitigation in the Florida Panhandle
A 3-part primer on flood insurance in Florida Part 1: Why do I need Flood Insurance in Florida Part 2: This article focused on flood mitigation Part 3: Coming soon The Florida Panhandle is no stranger to Mother Nature’s fury, with hurricanes often making landfall and leaving a trail of
Best Priced Car Insurance with Term Brokers
Choose the best coverage +the best priced auto insurer! Make Best Priced Auto Insurance  a 2024 Must Do Determination Every driver has different needs in auto insurance, and Term Brokers Insurance represents over a DOZEN A+ rated companies to shop auto insurance for you! Many auto owners don’t take the time
When is Flood Insurance Required?
Florida Flood Insurance Requirements We are seeing the effects of the passage of 2022 Senate Bill 2A. The most obvious is that many Citizens’ policyholders must purchase flood insurance. Effective March 1st, flood insurance is no longer an option for homes valued at $600,000 or higher! The value drops $100,000