Umbrella Insurance for the Emerald Coast
Need protection from the unexpected? Umbrella insurance is the answer.
What Is Umbrella Insurance?
Umbrella insurance is an extra layer of protection that can help safeguard your finances in the event of a significant liability claim. If you’re sued for damages that exceed the limits of your auto or homeowners insurance policy, umbrella insurance can help cover the costs.
Umbrella insurance is also known as excess liability insurance. Term Brokers Insurance Services in Emerald Coast, can help you find the right umbrella insurance policy to protect your assets. We work with various insurance carriers to find the best coverage for your needs.
How Does Umbrella Insurance Work?
Umbrella insurance kicks in when your auto or homeowners insurance limits have been reached. An umbrella policy provides additional coverage over and above the limits of your existing policy. For example, let’s say you’re at fault in a car accident that injures another driver. Your auto insurance will cover the other driver’s first $25,000 medical expenses, but what if the total bill is $75,000?
That’s where your umbrella policy would come in, paying the additional $50,000. Umbrella insurance can also provide coverage for damages not covered by auto or homeowners insurance, such as defamation or invasion of privacy.
What Does Umbrella Insurance Cover?
In Emerald Coast, umbrella insurance protects against major financial losses and lawsuits. It can cover claims that may be excluded by your home and auto insurance policies, such as defamation, slander, or invasion of privacy.
Umbrella insurance can also help cover the damages caused by your negligence. This can include:
Don't Be Caught In The Rain Without Umbrella Insurance
Term Brokers Insurance Services has the perfect solution for you with our Emerald Coast, Umbrella Insurance policy. This will protect you from any financial losses that exceed the limits of your regular insurance policy. Emerald Coast is a beautiful place to live, but the weather can be unpredictable.
You never know when a severe thunderstorm will roll in and cause damage to your property. If you don’t have umbrella insurance, you could be left holding the bill for repairs. Umbrella insurance is an affordable way to protect yourself from catastrophic financial losses. It’s a wise investment for anyone who owns a home or other valuable property in Emerald Coast.