Hurricane Preparedness and Claim Information

Hurricane Ian Roof Damage

Hurricane Preparedness and Claim Information Ensure you have adequate coverage and take steps to prepare in advance of hurricane season: Have you informed Term Brokers of any new upgrades or additions to your property? Take pictures of your home, car, boat, RV, and other possessions. Then, make two copies of the images and file them […]

Term Brokers is proud to announce

Congratulations!

Our newest Agent! Emily Daugherty! Term Brokers is proud to announce the promotion of Emily Daugherty (Hayes) to Agent! Many of you have worked with Emily, who, for the past four years, has helped many of you reshop your policies at renewal. Better yet, Emily just got married. Double congrats to Emily and Taylor!

Understanding Florida’s Building Code Ordinance or Law Coverage

Florida Ordinance or Law Coverage

Understanding Florida’s Building Code Ordinance or Law Coverage Florida’s building code ordinance or law coverage is a mandatory insurance provision that helps protect homeowners and property owners in case of a claim. This coverage ensures that additional expenses incurred due to changes in building codes since the structure was built are adequately covered. Let’s dive […]

What are the 14 Questions to Ask about Life Insurance?

life insurance

What are the 14 Questions to Ask about Life Insurance? When it comes to life insurance, asking the right questions is crucial for making informed decisions that protect your financial future and the well-being of your loved ones. Understanding the ins and outs of life insurance requires delving into the specifics, which is why we’ve […]

Flood insurance

Flood insurance

Do I need flood insurance? A flood insurance primer. Hurricane Ian caused massive flooding across Florida from landfall near Fort Myers to Orlando to Jacksonville.  The question many are asking is do I need flood insurance?   The 4 most common questions: Do I need flood insurance? What does flood insurance cost? What are my options? […]

Term Brokers wins GOLD

American Integrity Gold

We are thrilled to be recognized by American Integrity as a Gold Performer for 2023. A big thank you to our team for making this year special!   About American Integrity American Integrity Insurance was established in 2006 to create property insurance solutions for Floridians. By Floridians. They are dedicated to providing homeowners with reliable, thorough insurance […]

Florida acts to reduce cost of roof repairs and replacement

wind borne debris region

Florida acts to reduce cost of roof repairs and replacement The Florida legislature just passed new insurance legislation, with significant provisions focused on roofs addressing roof age, repair vs. replacement, roofer fraud, and renewal of the My Safe Florida Home Program.  Age of Roof Insurers cannot refuse to insure your property if the roof is less […]

Is Flood Insurance Important in Florida?

Flood insurance

Is Flood Insurance Important in Florida? “For the nation’s insurance companies, the Aug. 29, 2005 landfall of Hurricane Katrina, and subsequent flooding that caused thousands to flee their homes, is shaping up to be the costliest domestic natural disaster in U.S. history.Robert Hartwig, chief economist at the Insurance Information Institute, said Hurricane Katrina could force […]