Why Do I Need Flood Insurance in Florida?

Why do I need flood insurance in Florida?

Florida is a large mostly flat coastal state Florida is a very flat state compared to most. The highest point, Britton Hill in Laurel Wood Park is a mere 345 feet above sea level in Walton County. While portions of the Everglades are below sea level!  Further, Florida features 1,350 miles of ocean coastline. The most […]

When is Flood Insurance Required?

Flood Insurance Requirements

Florida Flood Insurance Requirements We are seeing the effects of the passage of 2022 Senate Bill 2A. The most obvious is that many Citizens’ policyholders must purchase flood insurance. Effective March 1st, flood insurance is no longer an option for homes valued at $600,000 or higher! The value drops $100,000 annually through 2026; in 2027, […]

Weather the Storm with Smart Home Insurance Savings

Smart Home Insurance Savings

Tips for managing Florida’s insurance squeeze Sunshine State dreams are getting soaked by a financial storm. Florida’s homeowner’s insurance costs are surging, leaving many wondering if they can keep their roofs afloat. But fear not, fellow Floridians! This blog post is your life raft, guiding you through the choppy waters to calmer shores of affordable […]

Unlock Success: 10 Essential Tips when purchasing your 30A investment home

Unlock Success

Buying a 30A investment home can be a solid decision. The Emerald Coast, especially the 30A area, is undeniably one of the hottest tourist spots in the country. With top-rated golf courses like Greg Norman’s Shark Tooth Golf Club, fine dining options, and golden beaches, the 30A has everything you could want from a vacation […]

5 Ways To Reduce The Cost of Your Home Insurance

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5 ways to save $$$ on your Florida home insurance As a homeowner, protecting your biggest investment is important. Home insurance offers invaluable peace of mind and security. The good news is that you can make some changes and save on your premiums. Don’t let costs discourage you from protecting your home and family. Instead, […]

Insuring Your 30A Home for Rental: What Insurance Do You Need?

Landlord vs. Homeowners Insurance

Robust 30A Vacation Home Insurance for your Desirable 30A Property Owning investment property in a highly coveted location is truly an opportunity worth seizing. You have the potential to earn significant income by renting, but it’s important to ensure your investment is fully protected. Fear not, because understanding your insurance options is simpler than you […]

10 Questions To Ask before Buying A Home In Florida

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10 QUESTIONS TO ASK BEFORE BUYING A HOME IN FLORIDA A home is a significant decision, especially when buying a property in a unique location like Florida. The Sunshine State offers beautiful landscapes, a vibrant lifestyle, and year-round sunshine, but it also presents particular challenges and considerations that potential homebuyers should be aware of. Before […]