Homeowners Insurance
Have your rates increased or have you been non- renewed or cancelled?
No problem . . . We are an Independent Agency with over 18 years insurance experience and are proud to represent the highest ranked and most reliable "A rated admitted" insurance companies at the lowest rates in Florida. Our companies carry two times the reinsurance required by the State of Florida. "Reinsurance" means that our insurance companies are insured by other insurances . . . thus guaranteeing that they will be here when you need them!
CALL TODAY! 850-864-2000 to set an appointment or to arrange for a quotation.
Or click here to send an email requesting us to give you a call!
Term Brokers is helping to strengthen the economy of the Florida housing market by offering homeowner's insurance at rates that will lower your escrow payments significantly. While others are making headlines (and record profits) by washing their good hands clean of their longtime good neighbors, we are making many new friends all over Florida. Call us today to discuss many coverage options that are available and a quick quote.
Our professional staff can assist by advising you on the best package designed for your Homeowners, Auto, Commercial, Flood, Condominium, Boat, Health, and Life Insurance.
Please submit some general details so we can prepare a work up on your property. Click here

For additional discounts, have a "Free Wind Inspection" by My Safe Home Florida. ClickHere
Fort Walton Beach Office Hours - 8am to 5pm - Monday thru Friday
Term Brokers Insurance Services license numbers L048446 and 17077, Jana McDonald License number E155640 licensed 220 (property and Causality), life and health license. Christopher McDonald, licensed life insurance agent in FL, CA, NJ, PA, TX. The following agent license # is provided for Christopher McDonld as required by state law: CA agent #0F59340, Christopher McDonald. Christopher McDonald licensed 220 and life license number E160810. Commercial use by others is prohibited by law.