Introduction: Is Your Florida Home Ready for the Next Big Storm? Hurricane Milton’s devastating floods in 2024 left thousands of Florida homeowners grappling with millions in uninsured losses. From Tampa’s overwhelmed drainage systems to Orlando’s inland flooding, the message is clear: floods don’t discriminate by zip code. In Florida, where 1 in 5 homes faces a flood risk each year, flood insurance isn’t just a luxury—it’s a necessity. In this first part of our three-part
Michael McDonald
Business Insurance, Flood Insurance Blog, Homeowners Insurance, Hurricane Preparedness Tips, Insurance Tips
Living in Florida, you’re aware of the constant threat of floods. Part 1 of this series explained why – the state’s low elevation, proximity to water, and frequent severe weather make most areas susceptible to 100-year flood events. Part 2 covered key concepts like Base Flood Elevation (BFE), freeboard, and elevation certificates. Now, let’s explore the flood insurance options that are available to you. National Flood Insurance Program (NFIP): The Main Course Most Florida property
Michael McDonald
Business Insurance, Flood Insurance Blog, Homeowners Insurance, Hurricane Preparedness Tips, Insurance Tips
A 3-part primer on flood insurance in FloridaPart 1: Why do I need Flood Insurance in FloridaPart 2: This article focused on flood mitigationPart 3: Flood Insurance Options The Florida Panhandle is no stranger to Mother Nature’s fury, with hurricanes often making landfall and leaving a trail of destruction in their wake. For homeowners along this picturesque stretch of coastline, preparing for these natural disasters is not just a matter of preference; it’s a necessity.
Michael McDonald
30A Florida, Bay County, Business Insurance, Florida Panhandle, Homeowners Insurance, Okaloosa County, Walton County
Buying a 30A investment home can be a solid decision. The Emerald Coast, especially the 30A area, is undeniably one of the hottest tourist spots in the country. With top-rated golf courses like Greg Norman’s Shark Tooth Golf Club, fine dining options, and golden beaches, the 30A has everything you could want from a vacation destination. Plus, the area is easily accessible, with three major airports within a short distance. Walton County attracts over 5 million