At Term Brokers, we specialize in helping our customers get the best Florida homeowners insurance rates. We do this by ‘reshopping’ your policy with our extensive network of Florida insurers. To prepare us for the ‘reshop’ we recommend you have answers to the following questions.We understand that rates have been climbing seemingly without end. The good news is nine insurers have recently filed with Florida’s Office of Insurance Regulation to reduce rates by as much as 10%.
Michael McDonald
Business Insurance, Flood Insurance Blog, Homeowners Insurance, Hurricane Preparedness Tips, Insurance Tips
Living in Florida, you’re aware of the constant threat of floods. Part 1 of this series explained why – the state’s low elevation, proximity to water, and frequent severe weather make most areas susceptible to 100-year flood events. Part 2 covered key concepts like Base Flood Elevation (BFE), freeboard, and elevation certificates. Now, let’s explore the flood insurance options that are available to you. National Flood Insurance Program (NFIP): The Main Course Most Florida property
Michael McDonald
Business Insurance, Flood Insurance Blog, Homeowners Insurance, Hurricane Preparedness Tips, Insurance Tips
A 3-part primer on flood insurance in FloridaPart 1: Why do I need Flood Insurance in FloridaPart 2: This article focused on flood mitigationPart 3: Flood Insurance Options The Florida Panhandle is no stranger to Mother Nature’s fury, with hurricanes often making landfall and leaving a trail of destruction in their wake. For homeowners along this picturesque stretch of coastline, preparing for these natural disasters is not just a matter of preference; it’s a necessity.
Fortifying Your Home:Part 1: This articlePart 2: A Homeowner’s Guide to Flood MitigationPart 3: Flood Insurance Options Florida is a large mostly flat coastal state Florida is a very flat state compared to most. The highest point, Britton Hill in Laurel Wood Park is a mere 345 feet above sea level in Walton County. While portions of the Everglades are below sea level! Further, Florida features 1,350 miles of ocean coastline. The most of any US