10 QUESTIONS TO ASK BEFORE BUYING A HOME IN FLORIDA A home is a significant decision, especially when buying a property in a unique location like Florida. The Sunshine State offers beautiful landscapes, a vibrant lifestyle, and year-round sunshine, but it also presents particular challenges and considerations that potential homebuyers should be aware of. Before committing to a home purchase in Florida, asking the right questions and gathering essential information is crucial to ensure you
Do I need flood insurance? A flood insurance primer. Hurricane Ian, as many of you may already know, caused significant devastation across the state of Florida, bringing about extensive flooding from the location of its landfall close to Fort Myers, all the way up to Orlando and even reaching Jacksonville. The aftermath of such a catastrophic event has left many people pondering about the necessity of purchasing flood insurance.It’s certainly not an easy decision to
Florida acts to reduce cost of roof repairs and replacement The Florida legislature just passed new insurance legislation, with significant provisions focused on roofs addressing roof age, repair vs. replacement, roofer fraud, and renewal of the My Safe Florida Home Program. Age of RoofInsurers cannot refuse to insure your property if the roof is less than 15 years old. They can initially deny insurance if your roof is older than 15 years.You can appeal by providing an inspection report
Jana McDonald
Business Insurance, Flood Insurance Blog, Homeowners Insurance, Hurricane Preparedness Tips, Insurance Tips
Why is Flood Insurance Important in Florida? “For the nation’s insurance companies, the August 2005 landfall of Hurricane Katrina, and subsequent flooding caused thousands to flee their homes, is shaping up to be the costliest domestic natural disaster in U.S. history.Robert Hartwig, chief economist at the Insurance Information Institute, said Hurricane Katrina could force the largest payout of federal flood insurance in history — in the ballpark of $3 billion, according to a CNN/Money report.Â